Allaah's Messenger (sallAllaahu ‘alayhi wa sallam) said:

"Hijrah will not cease until repentance ceases (to be accepted).

And repentance will not cease (to be accepted)

until the sun rises from the west."

Nail-ul-Awtaar of Imaam Ash-Shaukaanee (8/178)

YAM Business Model Concept


YAM’s Business Model adopts a “start small and grow gradually” approach with guidelines that aim to ensure, bi’ithnillah:

1. Fairness to both YAM and entrepreneur

2. Sadaqah (charity) to YAM and profit to investor

3. Project sustainability



YAM will, insha’allah, steadily grow to a level of self-reliance while simultaneously jumpstarting dozens of businesses within the local and international communities.

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